Helping you plan your future, today.

Let’s build your financial plan so your money works for you.

Who We Help

10 Financial Visual Lessons

Learn the foundational concepts of financial planning & investing.

Experts in Financial Planning

We are a boutique independent financial advice firm and our mission is to bring real financial planning and a fresh, vibrant approach to financial advice in Ayrshire.  Honest, independent, expert advice is provided on a lifelong basis so that your money is working for you; leaving you to live your life goals.

We see the benefits of real financial planning day in, day out and we created One50 Financial Planning to build a community of 150 valued clients and families that will benefit from expert advice throughout their life.

From planning your finances early in your career to leaving a legacy for future generations, we work with you to ensure you have a plan, you remain on track and you achieve your personal objectives.

Meet The Team

Who We Are

Our focus is on getting to know you and working together to remove any worry and confusion you have around money. It’s important you get to know us too.

Kevin Owens

Director & Chartered Financial Planner

Growing up in sunny Ayrshire with a love for all things cycling (and now coffee), Kevin completed a Master in Physics and Mathematical Finance degree at the University of Strathclyde before spending 7 years working in financial services in Vancouver, Canada.  Coming home to Ayrshire in 2017 (it still wasn’t sunny), Kevin worked with another local firm before launching One50 Financial Planning with a clear vision for ensuring all clients receive and benefit from expert, lifelong financial planning and advice.

Kevin holds numerous advanced level qualifications in financial planning, is a Chartered Financial Planner through the Chartered Insurance Institute (CII) and a Chartered Fellow of the Chartered Institute for Securities and Investments (CISI).

Kevin holds the following key qualifications:

  • Advanced Diploma in Financial Planning
  • Certificate in Advanced Financial Planning
  • Certificate in Private Client Investment Advice and Management
  • Diploma in Regulated Financial Planning
  • Investment Advice Diploma
  • Master in Physics and Mathematical Finance degree
FCA RegisterStatement of Professional Standing
Reviews and Ratings for Financial adviser Kevin Owens, Kilmarnock

Lucy Owens

Practice Manager

Lucy completed her honours degree in Business Studies at the University of Stirling prior to moving to Vancouver in 2010.  With experience working in various administrative management roles across recruitment, legal services and education, Lucy ensures the operations of One50 Financial Planning run seamlessly and clients continually receive the highest level of service.

Outside of work you’ll find Lucy walking her shadow (Emme the Aussie Labradoodle), ferrying the kids to activities and searching for Ayrshire’s best coffee.

Who We Help

We bring a fresh approach to planning your future, cutting through the complexities to make things simple and understandable.

Planning Early

We know life can be busy and it can feel like you just don’t have the time to properly think about your finances now, never mind planning for years or even decades ahead.  However, making the time as early in your life as possible, to focus on your goals for the future and how you’re going to get there, will undoubtedly be one of the most beneficial investments you make in yourself.

You might be thinking:  Will my family be protected?  How do I save for the future?  Am I saving enough for the future?  How much will be enough?

We discuss and review your current finances and build a plan to make these as efficient as possible, ensuring you and your family are protected, both now and for the future.  Life events from new jobs and career changes to growing families and home moves send us all on a twisting path through life and your financial plan will be adapted to suit alongside.

Your planning will be fluid throughout your life as you make your own path through today’s world, safe in the knowledge that your finances have a plan to back you up.

Work With Us

Business Owners

We know how much time and effort you put into your business.  Finding the time to explore your business and personal finances can be hard, but incredibly valuable.

It’s important that your business is working to provide for your personal financial goals and objectives.  You set up your business to protect and provide for you and your family, so let’s make sure it is doing so as efficiently as possible.  Having a clear financial plan puts this in perspective, allowing you to build your family’s wealth alongside your business.

We discuss and review your current position, building a plan to ensure your business and personal finances are aligned.  With your financial plan in place, you’ll know you are doing everything you can to build the future you want.

Work With Us

Planning for Retirement

You’ve worked hard so that at some point you can take your foot off the gas and relax.  Is that time now?

You might have questions or worries.  Do I have enough?  What is enough?  What will life look like in retirement?  Will I have the retirement I always wanted?

We work to help you achieve a retirement free from financial worry, with a focus on your aspirations and how the finances you’ve built up can help you get there.  You’ve put in the work for years so that you can unlock a retirement that builds a life full of memories.  Switching your life list from ‘I wish I could…’ to ‘Remember that time when…’

We discuss what’s on your list and review your current finances to design a financial plan personalised to your objectives and retirement goals.  You deserve it.

Work With Us

Planning Early

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Work With Us

Business Owners

We know how much time and effort you put into your business. Finding the time to explore your business and personal finances can be hard, but incredibly valuable.

We discuss and review your current position to ensure your business and personal finances are working together as tax efficiently as possible. With your business and personal finances aligned, you’ll know you are doing everything you can to build the future you want.

Work With Us

Planning for Retirement

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Work With Us

What We Do

Our Process

Listen

We listen and take the time to understand what makes you tick and what you want to achieve.  If we know where you want to go, we can start helping you get there.

Design

We review your current situation so that we know where you are now, in relation to where you want to go.  At this stage we’ll do the digging on any of your current pension, insurance, or investment products.  But remember, products are just tools.  The focus is on designing your plan first, we’ll then know what tools we need to build it.

Implement

After discussing your financial plan and any recommendations, we set everything up so that your finances are in line with your plan.

Review and Repeat

Life can throw us plenty of twists and turns and we still haven’t found our crystal ball.  It’s important that we stay on top of any changes so your plan remains on track throughout your life.  Regular review meetings ensure any alterations or updates are made as and when appropriate.

The Detail

There is a lot of technical expertise and knowledge behind the scenes, but our job is to make it all simple, understandable and enjoyable. We are not fans of jargon, but we are fans of using our expertise to answer life’s important questions.

Financial Planning
Where do you want to go? Let’s build your plan to get there.

Cashflow Planning
Is your plan on track?

Business Planning
Are your business finances aligned to your personal goals?

Tax Planning
Are you minimising your tax?

Protection Planning
Are you and your family protected?

Investment Planning
Do your investments match your objectives?

Pension Planning
What will your retirement look like?

Estate Planning
How do you pass on your wealth?

Please note that the Financial Conduct Authority (FCA) does not regulate some aspects of cash flow, estate or tax planning or trust advice.

Why Us?

01

We Are Regulated
As an authorised and regulated adviser, we’ll help you navigate the abundance of misinformation in today’s world.  You’ll have the protection that comes with regulated advice.

02

We Are Independent
We have no ties to any product or provider as we are independent financial advisers. If your plan requires a product or investment solution, we have the whole of the market to find the right fit for your objectives.

03

We Are Qualified
Kevin is a Chartered Financial Planner and is of the opinion that there is always more to learn. We continually undertake further studies and professional development to ensure we are always on the front foot for our clients.

04

We Provide Real Planning
We cannot stress enough the importance of real financial planning. Piecemeal advice that focuses on individual products or investments will not provide you with financial peace of mind. We build your financial plan after discussing your real, personal goals and objectives. We talk about where you want to get to, then we plan the best route.

05

Your One50 Community
We built One50 Financial Planning to provide expert advice to 150 valued clients and families. Our focus is on ensuring we continually provide consistently high levels of personal service, expertise and attention to detail that we would expect ourselves.

06

Our Lifelong Planning
We practice what we preach and have built our own financial plan.  However, our plan involves a few more decades of work, so we’ll be by your side for the long-term.

Contact Us

Registered Office

One50 Financial Planning
23E Symington Road North,
Symington,
South Ayrshire,
KA1 5QA

e. hello@one50.co.uk
t. 01292 836 026

Ayr Office

One50 Financial Planning
Alloway House,
6 Alloway Place,
Ayr, South Ayrshire,
KA7 2AA

e. hello@one50.co.uk
t. 01292 836 026

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